In regards how to file bankruptcy, there are many angles one must approach with either caution or legal advice, and one of those angles is how exactly to deal with your Creditors. You Creditors are those to whom you owe money, and those whom would like a return of that capital, be it through direct cash repayments, or liquidation of your assets. In almost all cases, Creditors will lose a substantial share of their investment during a bankruptcy, and will naturally want to recoup as much as they can during the process. This means that in order to keep yourself covered against any unwanted and unwarranted lawsuits from Creditors, you should always keep legal council during your dealings with them while the bankruptcy process is in full swing.
A good bankruptcy lawyer will be able to advise you thoroughly in regards how do deal with your Creditors and what types of questions you will need to answer under oath when you meet them. Apart from this time, all other correspondence between you and your Creditors should be referred directly through your lawyer in order to ensure there are no misunderstandings or muddling of legal documents. This will help ensure the process runs as smoothly as possible.