Mortgage Credit FAQ

Can a mortgage co put a unpunctually flaw on your credit for the first 60 days?
I have a mess, I was once told a mortgage co can not imperfection you late during the first 60 days of a transferred loan. Does anyone knoe if that is true? I have hear that also,...

Can a mortgage co, not included contained by liquidation, report "discharged within bankruptcy" on my credit report?
I filed for Chapter 7 bankruptcy surrounded by 2005. I only included credit cards in my ruin. My mortgage company, however, reported on my credit report that the mortgage was included in the discharge of...

Can a mortgage company report you to the credit bureau after making partial payments?
My mortgage went up from $1000 to $1700 because Flagstar bank, the mortgage company made a mistake and compensated the property taxes on a property that had my same name (they did not check the address obviously). This be clearly...

Can a mortgage company request your credit chalk up lacking written green light?
If you are applying for a mortgage they can. Or, if they are adjusting your rate base on your current credit... If you're applying for a loan of any kind then yes, they hold the legal right to look up your...

Can a mortgage company veto to report my mortgage payments to the credit bureau?
CitiMortgage, Inc. took over my mortgage from another company about six months after we filed Bankruptsy. Since they took over the mortgage (in spring of 2004) they own refused to notify the credit agencies that my payment are prompt and...

Can a private character report to a credit bureau if they own a private house mortgage (purchased on contract)?
I purchased my home from the previous owner on contract. I would like this information to show up on my credit report. I believe that a mortgage with 22 months of on-time payments...

Can a soul attain a mortgage loan beside a credit ranking of 650? If so where on earth?
I have had credit trouble surrounded by the past. I am now trying to start again. I am finding it hard to get a mortgage loan or a highest credit card. I...

Can a spouse lately put your foot away from mortgage and ruin the other spouse's credit beside no recourse?
My wife and I are semi sorta separarted. We currently live under the same roof as friends and own our own friends.. Our kids, families and friends know of our situation. She recently...

Can an unmarried couple achieve a mortgage loan if one have a devout credit history and the other have clothed income?
The person with the income have poor credit and the person with the pious credit score has no income . We both plan on occupy the home. Sure you can, but why would...

Can any one return with a lone for a mortgage on a500 credit rating?
What state are you surrounded by? There are some decent programs for people beside ficos over 500. Yes, but you don't want it. There is literally a loan for any person to buy a home, but the...

Can anybody explain to me if the levy mortgage credit is going to be extended?
I assume you're talking about the first-time buyer import tax credit ... we can only speculate at this point as to whether the credit will be extended. Many professionals are pressing Obama and Congress to extend the...

Can anyone ballpark what a monthly mortgage would be for a $110,000 house near 10% down and well-mannered credit? Thank
(a) 6% interest and 25 yr amortization, your monthly clearance is about $645. (a) 8% interest and 25 yr amortization, your monthly payment is nearly $773. Approximately 1% of your loan...

Can anyone recommend a mortgage company that does credit Repair?
I would like to refinance my house and I have some glum or bad credit issues. Can anyone recommend a good Mortgage company that can do both (Refinance and Credit Repair? ) Good suggestion appreciated. I work for premier mortgage and we...

Can anyone recommend online or "retail" mortgage brokers that will win the most offer w/least credit query?
Brokers are the most preferable to get home loans, correct ?Especially if I'm challenged on credit score, but not LTV% or DTI. Am a first time home buyer and perplexed by what the market offers. From my...

Can anyone report to me something like where on earth to carry a mortgage if i hold a poor credit rating?
my credit rating is quite poor but i was hoping in that would be someone out there willing to facilitate me get on the property market? i would be looking to borrow 100%....

Can anyone suggest a mortgage lender that will approve someone beside a credit evaluation surrounded by the MID 500's ?
no down payment and the loan is 300k please anybody already have a house to but buyer have acepted offer just obligation the money It depends on where you live. I know...

Can anyone update me how much my mortgage rate might be for my 1st house here are my credit score?
trans union-779 experian-772 equifax-726 I make about 60-65k yr and hold about 50 k available for downpayment/closing costs.the only "debt" i hold is a car payment of 250.00 a month.I more than feasible will...

Can co-op board ? my credit history if I am not the one applying for a mortgage?
My husband has already had the loan turn through under his name alone. A co-op is a completely different animal later any other type of ownership as such they can require a through background check on any...

Can coup and mortgage be wipe from credit thru liquidation?
house foreclosed and sold back to bank, saloon turned in if i learned anything from answers concerning bk is the first point you do is get the one free set down with a bk attorney before you decide anything! they can make available you...

CAN CREDIT CARD DEBT FROM THE SAME BANK HOLDING A MORTGAGE ON A PROPERTY ?
CAN CREDIT CARD DEBT FROM THE SAME BANK HOLDING A MORTGAGE ON A PROPERTY BY A DEBTOR THAT DEFAULTS ON THE CREDIT CARD DEBT ATTACH THAT DEBT FROM THE CREDIT CARD TO THE MORTGAGE OR ALTER...

Can credit union issue mortgages outside of its devotion nouns?
You must be a member of a credit union within order to benefit from the offerings. Credit unions hold open, free memberships, so it's not difficult to join. Credit union are run by the members for the benefit of the members, that's why...

Can creditor of mortgage loan or credit card company rob money away from your accounts?
Can mortgage lender or credit card companies come after your money (checking, saving, cds) accounts with them and surrounded by other banks? Can mortgage lender or credit card companies sell stocks/bonds/other investments from accounts manage by them? ...

Can denial flags from a repayment plan be removed from my credit report? It be for 1 month mortgage pmnt.?
I was going to be 30 days late beside my Jan. payment, and went to the ridge "counselors" who set up a 6 payment aggreement, which we paid past its sell-by date early...

Can have heaps mortgages on your credit drop your gain?
I have a total of 3 mortgages and I am about to buy 5 more houses. I own heard (not from an expert but he sounded like he be speaking from experience) that once you get up to a certain number of debt or...

Can i (like a bank) execute a mortgage on a buyers house within a do business that requires me to market on credit?
We both agree to this; I'm selling to him alot of merchandise and he wants to pay on credit. However, so i can sleep better at darkness i'd like...

Can I achieve a upright mortgage rate beside a credit rack up of 631?
My score took a hit from one account within collections that is now salaried off, so I'm sure my score will be in motion back up at least rather bit before long. It was only just a misunderstanding and...

Can I achieve a VA mortgage even if I'm delinquent on a total of 5 credit cards?
I'm currently in the process of settle-ling my debt. I'm not sure I can get a mortgage via my VA Benefits. the request for information is can I get a mortgage via my VA benefits?...

Can i acquire a mortgage beside a evasion on my credit history?
I have a default on my credit database that is about 2 years matured from an old mobile phone dispute. It says i still owe them some money but they hold never sent me a bill or a default notice. I am...

Can I apply for a credit card if I don't hold a mortgage stipend?
I am looking into applying for my first credit card. I am strict when it comes to money, so I'm not worried in the least of have a credit card; already on a very strict spending limit and I will...

Can I ask my mortgage lender not deface my credit mark contained by exchange for me surrendering my house to them?
I am no longer able to pay my mortgage payments. I hold made new living arrangements and I don want the house anymore. There is a Private mortgage insurance policy on my loan.Should...

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